Home Loan
Offerings
Great offerings with Pune Property Home Loans
STEP UP
Landed your first job? Then buying a home isn’t a dream far away! Set your hefty EMI worries aside and start small with a Step Up Home Loan.​
STEP DOWN
Move into your dream home with a Step Down Home Loan. By easing your debt burden with higher payments now, you can smoothly transition to lower EMIs after retirement.
EXTENDED TENURE HOME LOAN
With an Extended Tenure Home Loan, you enjoy the flexibility of a loan repayment term of up to 25 years* and enhance your eligibility by including a working co-applicant on your home loan application.
Get in touch with our specialists to learn more about the eligibility
criteria and how to apply for a Home Loan with us
Home Loan EMI Calculator
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Authorised Banks Partners
A home loan is a type of a secured loan that is availed by a user from financial institutions to purchase a house. A house loan is repaid by paying regular equated monthly installments (EMI) which includes of a part of the principal taken as a loan and the interest accrued.
Aditya Birla Housing Finance provides home loans starting at an interest of 8.65% p.a. It offers home loan tenure as long as 30 years and maximum loan can be up to 75% of property’s cost.
As per sections 80C, 24(b) and 80EEA of the Income Tax Act, you are eligible to receive tax benefits on repayment of home loan principal and interest of your home Loan. Please consult your tax advisor for details.
Yes, based on your income eligibility, we can offer you PNI (Property Not Identified) Sanction Letter for your home loan. You can identify the property you need to buy based on this document. The final sanction of your home loan will be based on the assessment of the identified property. However, if the property is under construction, kindly speak to your assigned sales manager for acceptability.
- Home Construction Loan
- Home Loan for Plot Purchase and Construction
- Home Extension Loan
- Home Renovation Loan
- Construction Finance
- Loan Against Property
Housing loans are processed within 15 working days of completing the documentation as required by ABHFL.
You may prepay your housing loan before your home loan tenure is completed. Please note that there may be some prepayment charges on home.
A home loan provisional certificate is your home loan account given by your lender. Home loan provisional statement is a summary of the principal amount and interest repaid by you towards your house loan for the given financial year.
4 Unique Variants of our home Loan
🔑 Fresh Home Loan
“Turn the key to your dream home with our Fresh Home Loan. Designed for first-time buyers, this tailored financing solution opens the door to a world of homeownership possibilities. Enjoy competitive rates, flexible terms, and a seamless application process, making your journey to a new home a truly refreshing experience.”
🔑 Home Loan Balance Transfer
“Experience the freedom of financial flexibility with our Home Loan Balance Transfer. Unlock the potential for lower interest rates and enhanced benefits as you seamlessly transfer your existing home loan to us. Make the smart move to optimize your home financing, ensuring more savings and a smoother homeownership journey.”
🔑 Home Loan Top-up
“Elevate your lifestyle or address unforeseen financial needs with our Home Loan Top-up. Unlock additional funds seamlessly on your existing home loan, providing you with the financial flexibility to pursue your dreams. With competitive rates and a hassle-free application process, our Home Loan Top-up is designed to empower you on your homeownership journey.”
🔑 Pre-approved Home Loan
“Step into the fast lane of homeownership with our Pre-approved Home Loan. Your dream home is just a step away with a hassle-free, pre-approved financing solution. Enjoy the convenience of a swift and streamlined application process, ensuring you have the power to make your homeownership aspirations a reality sooner than you think.”